Missouri​​​ State CE Requirement

REQUIRED HOURS

Producers in Missouri are required to take 16 hours, 3 of those being in ethics, every 2 years. The license term is 2 years from the license issuance date. A course may not be repeated more than once in a 2-year license term. All hours that are earned in excess may be carried into the next 2-year license term.

CATEGORY RESTRICTIONS

Students must take courses pertaining to their license type. Multiple lines of authority are not required to be divided evenly between the lines of authority.

SPECIAL TRAINING

• LONG TERM CARE PARTNERSHIP TRAINING – Before a Producer can sell or solicit Long Term Care Insurance they must be licensed as a Life and Health producer and complete a course approved by the Missouri Department of Insurance, Financial Institutions, and Professional Regulation for 8 hours of initial Long Term Care Training. Producers must then complete a 4-hour ongoing training requirement (pre-approved by the Missouri DIFP) each 2-year license term following the completion of the initial 8-hour training.

• FLOOD INSURANCE TRAINING – Missouri licensed producers who sell National Flood Insurance Policies are required to take a one-time 3-hour course on Flood Insurance.

• ANNUITY SUITABILITY – Missouri licensed producers must complete a one-time 4-hour annuity suitability course before participating in the sale of annuity products.

COURSE PRESENTATION

• CERTIFICATION EXAM – Students are required to pass the certification exam with a 70% or better.

• STUDY BY TOPIC QUIZZES – ExamFX recommends that all Study by Topic Quizzes are passed with a 70% or better.

• STUDENT ATTESTATION – The electronic student attestation must be completed following the certificate exam.

CERTIFICATES OF COMPLETION AND REPORTING

Click “Get Certificate” to print your Certificate of Completion. Completions are reported typically within two (2) business days of the certificate having been issued. There is a state charge of $1.00 per credit hour. This fee will be charged prior to accessing the certification exam.

NONRESIDENT PRODUCERS

Producers that hold a nonresident license must submit an original and current certification letter showing compliance with their home state’s CE requirements. If the producer resides in a state that participates in the Producer Data Base, a certification letter is not required.

Producers that reside in states that do not require CE must complete Missouri approved CE courses and list them on the Missouri CE Summary Report Form.

If the nonresident producer has not taken the NAIC 8-hour LTC training in another state, they must comply with the Missouri LTC training requirements. (See Special Training requirements above).

CE EXEMPTIONS

The following are exempt from Missouri CE requirements:

• The producer has suffered a serious physical injury or illness.

• The producer is on active duty in the Armed Forces for an extended time.

• The producer sells only crop insurance.

• The producer sells only pre-arranged funeral plan insurance.

• The producer is at least 70 years old.

• The producer’s license is restricted to Credit

LICENSE RENEWAL

To renew your license, please visit http://www.nipr.com/

Producers who fail to post their required CE hours and submit their renewal paperwork to the state on or before the license expiration date, will have their license terminated and are subject to fines.

STATE CONTACT INFORMATION

Missouri Department of Insurance, Financial Institutions, and Professional Regulation

Phone: 573-751-3518

Fax: 573-526-3416

Email: licensing@insurance.mo.gov

Mailing Address:
Missouri Department of Insurance, Financial Institutions, and Professional Regulation Licensing Section
PO Box 690
Jefferson City, MO 65102-0690